The CII’s New Generation Claims Group has produced a leaflet to help individuals whose homes and businesses have been battered by storms access cash to restore their property.
To improve the flood resilience of homes and businesses, the Department for Environment, Food and Rural Affairs (DEFRA) launched the Property Level Flood Resilience Recovery Support Scheme in England, which has been activated several times since its inception after major flooding events.
The leaflet produced by the CII’s 2019/2020 New Generation Claims Group explains the scheme’s eligibility criteria and how to apply for a grant, which will contribute towards the cost of a survey and subsequent improvements to the property designed to prevent water from entering a building, or at least reduce the impact of damage when it does.
The leaflet also explains why home insurance policies only cover reinstating your home to how it was before a flood, rather than fund improvements or storm damage preventative measures.
The type of work that can be carried out to improve the flood resilience or resistance of homes, such as moving electrics, installing non-return valves on drains and pipes, fitting automatic air brick covers, or adding water-resistant kitchen units, is also detailed.
For more information, visit: www.cii.co.uk/new-generation-programme