Both underwriters and claims professionals are bracing for the UK Whiplash Reforms, which are set to be introduced in April 2020.
The Whiplash Reforms are a package of measures introduced by the government to reform the way low-value personal injury claims
arising from road traffic accidents (RTA) are handled.
According to the Ministry of Justice, the reforms will "reduce insurance costs for ordinary motorists by tackling the continuing high number and cost of whiplash claims".
David Williams, interim chair of the Society of Underwriting Professionals, said underwriters need to make sure they are on top of the changes, plus work to report the savings these deliver for consumers.
Mr Williams said: "With motor (insurance) pricing being a complex area, separating out the impact of just the legal changes might prove much more difficult than I think the government is expecting."
The reforms will reduce the financial compensation for injury by setting a fixed amount payable for injuries lasting less than two years and reduce the amount an insurer must pay in costs by increasing the small claims track limit from £1,000 to £5,000 for RTA-related claims.
For employer's liability and public liability, the limit is lifted to £2,000.
Read more on the UK Whiplash Reforms here.