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CII AGREES INSURERS MUST DEBATE AI USE

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Open-access content 8th November 2019

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The CII has agreed with a Centre for Data Ethics and Innovation report stating the profession must engage with the public to reach a consensus on what constitutes a responsible use of artificial intelligence (AI) and data.

The Centre for Data Ethics and Innovation paper, titled AI and Personal Insurance, takes a closer look at the potential use of AI across the insurance profession, how AI is used today and explores the arguments for and against such applications.

The report recommended the profession engage with the public to reach a consensus on what constitutes a responsible use of AI and data, for example, by deciding under what conditions it is acceptable to process data from social media platforms or to use algorithms to predict people's willingness to pay higher premiums.

The profession is encouraged to consider whether tighter controls need to be put in place on the use of personal characteristics in pricing.

To read the report, visit: bit.ly/2JcTvqX

Read more about the Centre for Data Ethics in this month's Journal

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