According to Department for Transport figures, what percentage of young drivers can expect to have an accident within 12 months of passing their driving test?
A – 25%
B – 20%
C – 50%
D – 10%
B: DfT figures suggest there are around 1,700 road deaths per annum, with drivers aged 17-25 accounting for only 12% of drivers but 25% of road deaths. One in five young drivers has an accident within 12 months of passing their driving test.
Which of these insurances indemnifies the insured against the costs of repairing or replacing a defective product that has been supplied by the insured?
D: Product guarantee insurance pays for the cost of repairing/replacing the defective products supplied by the insured. Product recall and financial loss insurance can be arranged under a combined policy with product guarantee.
In what way has the Fourth EU Motor Insurance Directive made it easier for victims to make claims against drivers from another state?
A: It requires vehicles coming from other states to display a windscreen insurance disc B: It requires motor insurers to maintain a branch in each member state of the EU C: It requires motor insurers to maintain a representative in each member state of the EU D: It requires the local Motor Insurers' Bureau to deal with all claims involving foreign motorists
D. In its widest sense, telematics is a term used to describe the exchange of data, potentially over long distances, across a wireless communications network in real time.